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Ayushman Bharat Scheme Details – National Health Protection Mission (AB-NHPM):
Ayushman Bharat Scheme is considered as Indian government scheme which is also referred as National Health Protection Scheme, The scheme was introduced to cover over 10 crore poor and vulnerable families, Under this scheme, each family may get 5 lakh rupees every year for secondary and tertiary care hospitalization. This Ayushman Bharat – National Health Protection Mission is up to approximately 50 crore beneficiaries. It will consider under the on going sponsored schemes such as Rashtriya Swasthya Bima Yojana (RSBY) and the Senior Citizen Health Insurance Scheme (SCHIS). Viewers can check the salient features of Ayushman Bharat Scheme – National health Protection Mission in below post.
|Name of the Scheme||Ayushman Bharat – Nation Health Protection Scheme (AB-NHPM)|
|Scheme Theme||Nation Health Protection Scheme|
|Upto||5 Lakh Rupees Per Family|
|AB-NHPM is under the Subsume of||Rashtriya Swasthya Bima YojanaSenior Citizen Health Insurance Scheme|
|Direct Effect On||50 Crore Families in India|
Ayushman Bharat yojana Salient features
- Ayushman Bharat Scheme – This National Health Protection Mission will provide 5 lakh rupees every year for each family.
- Beneficiaries can take the cashless benefits from any secondary and tertiary hospitalizations across the country.
- Ayushman Bharat is an entitlement based scheme with entitlement under the basis of poverty criteria in the SECC database.
- People who registered for Ayushman Bharat Scheme can avail the benefits in both public and private facilities.
- Beneficiaries can pay for treatment under a package rate basis, To control costs.
- The main principle of this Ayushman Bharat – National Health Protection Mission is to co-operative federalism and flexibility to all the states.
- It gives policy directions and to bring coordination between Centre and States, Ayushman Bharat National Health Protection Mission Council (AB-NHPMC) has set up at apex level by Union Health and Family Welfare Minister.
- To implement, Ayushman Bharat National Health Protection Mission, each state would need to have State Health Agency (SHA).
Ayushman Bharat Yojana How to Apply
On Independence Day speech of 2018, Our Indian PM Shri Narendra Modi has announced the implementation of Ayushman Bharat-National Health Protection Scheme (AB-NHPS). The national health insurance scheme will be rolled out on a pilot basis in some states in India. The complete scale will be figured out and AB-NHPMC project is expected to be in September end.
The Ayushman Bharat-National Health Protection Scheme (AB-NHPS) scheme is targeted at poor, deprived rural families and also another category of urban workers’ families. According to the Socio-Economic Caste Census (SECC) 2011 survey, nearly 8.03 crore families in rural areas and 2.33 crore in urban areas will be going to be covered under this scheme, So, the government is mainly going to cover around 50 crore people in the country, i.e, for per family Rs 5 lakh benefit cover on a family floater basis.
Ayushman Bharat Registration
Ayushman Bharat Scheme was designed without any gender basis and nobody left out especially women, children and elders, There are no restrictions on family size and age criteria under the Ayushman Bharat-National Health Protection Scheme (AB-NHPS). It is cashless and paperless at public hospitals and also at private hospitals.
Rural area categories:
Following are the families categories in rural areas which are automatically included:
The various categories in rural areas families those who are living under Kucha roof and walls; families those who are having no adult member between 16 years to 59 years; Families with no male headed but maintaining by female-headed households between the ages of 16 years and 59 years; disabled people, Scheduled Castes /Scheduled Tribes households; and landless households, people without shelter, Poor families, people who are living on alms, manual scavenger families, tribal groups and legally released labour.
Urban area categories:
Following are the families categories in urban areas which are automatically consider, under this scheme total 11 defined occupational categories are included such as Beggars; rag-pickers; domestic workers; street vendors/cobblers/hawkers/other service providers working on the streets; construction workers/ plumbers/ masons/ labor/ painters/ welders/ security guards/coolies
Following also categories urban areas which are automatically included:
other head-load workers; Sweepers/ sanitation workers/ malis; Home-based workers/ artisans/handicrafts workers/ tailors; Transport workers/ drivers/ conductors/helpers to drivers and conductors/cart pullers/ rickshaw pullers; shop workers/ assistants/ peons in small establishments/ helpers/ delivery assistants / attendants etc.